Award-winning personal loans
Helping people make their plans a reality with simple, fast and affordable loans.
Rated 4.9/5 on Smart Money People
Award-winning loan provider
(updated 16/10/2023)
Dedicated UK customer service team
FCA authorised and regulated
We are RateSetter
RateSetter launched in 2010 as a peer-to-peer lending platform and quickly grew to become the UK’s most popular peer-to-peer provider with more than 800,000 customers.
In 2020 we were acquired by Metro Bank, marking the start of an exciting new chapter for RateSetter, specialising in delivering market-leading personal loans along with our consistently excellent customer service.
RateSetter and Metro Bank are innovative businesses with a shared focus on delivering something fresh for customers.
Key facts
- Launched in 2010 as a peer-to-peer lending platform.
- Winner of the Queen’s Award for Enterprise in 2019 –
an award that lasts 5 years – recognised as the most
prestigious business awards in the UK. - More than a decade of expertise in lending, with over
£4 billion of money lent. - Acquired by Metro Bank in 2020.
- Regulated by the Financial Conduct Authority.